5. Allstate
Market share: 4.95%
Allstate offers standard liability, collision, and comprehensive auto policies. It also writes uninsured and underinsured motorist and medical payments or PIP coverage. Brokers can add rental reimbursement, roadside assistance, gap insurance, new car replacement, and rideshare insurance. Allstate also provides coverage for classic or antique cars.
Safe drivers can access telematics discounts through Drivewise and deductible rewards for having clean driving records. Allstate car insurance can also work for students, low‐mileage drivers, rideshare and delivery drivers, and non‐owners who borrow or rent cars frequently.
Check out our Allstate insurance ratings review to learn more about the insurer’s financial strength and service track record.
6. Liberty Mutual
Market share: 3.96%
Liberty Mutual provides all standard types of car insurance, including liability, collision, comprehensive, uninsured and underinsured motorist, and PIP. You can add new car replacement, better car replacement, accident forgiveness, gap coverage, OEM parts coverage, rental reimbursement, and 24/7 roadside assistance. These options help you build packages that can compete with those of the best car insurance companies.
Liberty Mutual can work for teen and young drivers, high‐risk accounts, and clients who want to customize coverage and deductibles. It also suits safe or low‐mileage drivers who can benefit from RightTrack telematics savings, and multi‐car or bundled households that want to stack discounts.
7. Travelers
Market share: 3.32%
Travelers offers standard bodily injury and property damage liability, collision, and comprehensive car insurance. You can add loan or lease gap coverage, rental coverage for extended transportation expenses, roadside assistance, and OEM parts coverage on newer vehicles. Bundling with home or renters and using available discounts can help keep premiums competitive for many personal auto accounts.
Travelers can work for low‐mileage drivers, drivers with clean records, and households that want to bundle multiple policies. It is also an option for high‐risk drivers with tickets, DUIs, or weaker credit, and for families with students who qualify for good‐student discounts. Drivers who own hybrid or electric vehicles, or who are comfortable with telematics through IntelliDrive, may also find suitable pricing and features.
You can get a closer look at Travelers’ financial strength and performance in this insurance ratings guide.